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Pay in 4
What, Why, How?
Pay in four instalments every two weeks with Clearpay. For example, spend £200 and pay the cost in four instalments of £50! There is no additional cost to use Clearpay so long as you pay on time.
Why You Need It...
Love it, get it, pay it in 4. Buy the item you want today and pay for it in 4 fortnightly instalments interest free. No fees if paid on time.
The Clearpay Checklist
It's simple. All you need to use Clearpay is...
- To be 18 years old or over
- A UK bank account
- A UK residential address
How it works
Clearpay offers instalment plans for online shoppers
Buy what you want, pay for it in four instalments, interest-free.
At the checkout, select Clearpay as your payment method
Use your own existing payment card. You just need to be over 18 years of age and be a UK resident.
Simply follow the instructions and complete your checkout
No complicated application forms. Clearpay's proprietary platform makes it quick and easy to get approved and keep shopping.
Pay for your purchases over 4 simple instalments
Pay for your purchase over four simple instalments, due every two weeks. Clearpay makes it simple to pay when it suits you best.
What is Clearpay?
Clearpay is a service that gives our customers the ability to make purchases now while paying later. Payments are made in four parts every two weeks without any interest.
How do I use Clearpay?
Just shop scotts and checkout as usual. At checkout, choose Clearpay as your payment method. You will be directed to the Clearpay website to register and provide payment details (Visa or Mastercard). If you’ve used Clearpay before, just log in to your Clearpay account. Then complete your order – it’s that easy!
Where can I use Clearpay?
Clearpay can only be used on purchases made on the scotts website. Clearpay cannot be used as a form of payment for purchases in any of our scotts store locations.
Can I use Clearpay if I'm an international customer?
Clearpay is only available to customers with a UK billing address. Customers with international billing addresses will not be able to create a Clearpay account.
How does the Clearpay payment schedule work?
All Clearpay customers are required to make their first payment at the time of purchase. The remaining three payments are deducted automatically every 2 weeks in instalments from your selected payment method. If you would like to make additional unscheduled payments before they are due, you may log in to Clearpay to make your payments early. Clearpay will then adjust the amount owed accordingly.
You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.
What if I can't pay a Clearpay instalment?
If funds are not available at the time the automatic payment is due, you will be charged a £6 late payment fee by Clearpay. An additional £6 fee will be charged if the missed payment is not made within 7 days. Late fees will not exceed 25% of the total order.
When will my items be delivered if I use Clearpay?
Clearpay orders are delivered within our standard delivery timeframes like any order from scotts. Free standard delivery is available for orders over £70. Visit our Delivery Page for more information.
How do I return or exchange an item purchased with Clearpay?
Clearpay returns follow our standard return process. Please note, refunds for Clearpay will be refunded from scotts to Clearpay. As soon as the refund is processed it will drop into your Clearpay online account. Have more questions about Clearpay returns? Go to help.clearpay.co.uk.
Where can I find out more about Clearpay?
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